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Credit Counseling & Debtor Education Courses

Please visit the Department of Justice website for the most recent information on approved credit counseling agencies and approved personal financial management instructional course providers. That website also has links to other Means Test information which is contemporaneously updated and generated by the Bureau of the Census and the Internal Revenue Service for completing the Statement of Current Monthly Income form.
Please review this WARNING about credit counseling before filing for bankruptcy. Voluntary petitions will be rejected if credit counseling is not completed during the 180 day period ending on the date of the filing of an individual voluntary petition or if an 11 U.S.C. § 109(h)(3) or (h)(4) exemption is not met as required by the statute and Interim Federal Rule of Bankruptcy Procedure 1007(3). (In the case of electronic submissions by attorneys, those cases will be dismissed.)