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Credit Abuse Resistance Education (CARE) Program

CARE Program Recipients

  • Englewood High
  • Johnson Junior High
  • Douglas County High
  • Beacon Network
  • Littleton Prep
  • Vista Peak Preparatory
  • Place Bridge Academy
  • Colorado High School Charter GES
  • Green Valley Elementary
  • Ready to Work
  • Fort Morgan High School
  • STEM Launch
  • Valley High School
  • Fort Morgan High School
  • Horizon High School
  • Boulder High School
  • Boulder Prep High


Founded in 2002 by a US Bankruptcy Judge, CARE was created to teach students about the responsible use of credit and the consequences of credit card abuse. CARE was turned over to the American Bankruptcy Institute, where it expanded into a nationally branded organization. In 2016, CARE received its 501(c)(3) status and has emerged as a national nonprofit community service organization dedicated to inspiring smart financial decision making by students and young adults.

Program Overview

CARE volunteers from the bankruptcy community (judges, trustees, attorneys…), provide free presentations focused on credit, budgets, and student loans, and use real life examples to help students avoid pitfalls in their financial futures.  CARE has a fantastic team in Denver and Cheyenne who welcome the opportunity to work with you and your students.  Request a FREE presentation today.  In-person and virtual presentations are available at your request.  Email requests and questions to

Additional Resources


Free Annual Credit Report

FTC Consumer Advice Credit and Debt

Student Loans

Federal Student Aid


Career Resource Guide for Students

FTC Consumer Advice Education and Training

How to Avoid Scholarship and Financial Aid Scams

How Student Loans Work and How to Avoid Scams


United States Courts Financial Literacy Resources


National Credit Abuse Resistance Education Program

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