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Disclaimer: While the information presented is accurate as of the date of publication, it should not be cited or relied upon as legal authority. It is highly recommended that legal advice be obtained from a bankruptcy attorney. Please also refer to the United States Code ( you will need to enter "11" under "Title" and the number of the section you want to see under "Section"), the Federal Rules of Bankruptcy Procedure, the Federal Rules of Civil Procedure and the Local Bankruptcy Rules for the United States Bankruptcy Court for the District of Colorado. Finally, if you do not understand terms used in these questions and responses, many of them are defined in Bankruptcy Basics issued by the Administrative Office of the Courts.
Click here to view the Bankruptcy Basics Video in English.
Click here to view the Bankruptcy Basics Video in Spanish.

Please be advised that deadlines in bankruptcy are extremely important and the failure to observe them or to act timely can jeopardize your rights, claims or interests in the case.

Some of the responses to these questions vary depending upon whether your case was filed before October 17, 2005, the effective date for most of the changes to the Bankruptcy Code. Where there are notations of date specific responses, apply the response that corresponds to when your case was filed.

Please be aware that through January 20, 2006, 81% of the cases dismissed under the new provisions of the Bankruptcy Code were filed by debtors who did not have an attorney.

The Court staff cannot give legal advice under Title 28 U.S.C. Section 955.

The Clerk's office CANNOT
Please select either the 'General', 'Debtor', or 'Creditor' links at the top of the page for Frequently Asked Questions.