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2. What is required for a new bankruptcy case?
- Bankruptcy Forms
- Certificate of Credit Counseling
- Electronic Creditor Matrix
- Filing Fee
3. How do I obtain copies of my bankruptcy case records?
There are three options:
- Come to the Bankruptcy Court at 721 19th Street in Denver and print off any documents from your case. The cost is $ .10/page, and payment is accepted with exact cash, or – if you do not have an open bankruptcy case – you may also pay with a credit card and photo I.D.
- You may order documents over the phone for mailing to you. The cost is $.50/page. Please call 720-904-7480.
- You may go to the website https://www.pacer.gov and subscribe their service. You will need to provide a credit card number to subscribe. Once you have a Pacer login, you may access all documents within your case from any computer or device with internet access.
4. May I pay the filing fee with a credit card?
No. We accept exact cash, money order or cashier’s check. Credit cards and personal checks are not accepted. If you are unable to pay the full filing fee with your case, and if you are eligible, you may submit either an Application to Pay the Filing Fee in Installment or an Application for Waiver of the filing fee. These are available under the Forms tab on our website, or at the Court.
5. What is a mailing matrix?
A mailing matrix is a verified list of creditors. This is a filing requirement for all cases. You may upload your list of creditors directly into the Court’s database. Go to the “Electronic Services” tab, then “Creditor Matrix Online” for further instructions. Once you complete the process, be sure to print the page with the code in the middle and submit it with your bankruptcy paperwork. The Clerk’s office needs the code exactly as it appears on this page.
6. What is credit counseling?
Individuals must complete a course in credit counseling to be eligible to file a bankruptcy case. For a list of credit counseling providers, select the “Credit Counseling” tab. Most agencies offer classes by telephone or on-line.
1. May I submit my documents on double-sided paper?
No, please print on one side of the paper only. Also, do not staple your documents.
What is Bankruptcy?
Bankruptcy is a set of federal laws and rules that can help individuals and businesses who owe more debt than they can pay. In bankruptcy, the person, corporation, or partnership that owes money is called the debtor. Bankruptcy permits the debtor to work out a plan to repay some or all of the debt, to liquidate assets (sell or dispose of assets/convert to cash), or to have some of the debt forgiven ("discharged") in an effort to obtain a "fresh start". The bankruptcy laws give the debtor protection and benefits not available outside of bankruptcy, such as requiring that creditors stop all collection efforts while the debtor is in bankruptcy, unless otherwise ordered by the Bankruptcy Court. In bankruptcy, a debtor must make full disclosure of all assets, liabilities, and other financial information, and must either (1) surrender non-exempt (protected) property for liquidation and distribution to creditors, or (2) formulate a plan providing creditors at least as much as they would receive if the assets were liquidated.